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A Debt Settlement Miracle – Part 2 If you are new to the blog, click HERE to start at the beginning of my story. POST #31? Per my conversation with Billy, I called on March 2nd to speak with his manager, Bucky. While on hold to talk with Bucky, I knew this was the final moment. My last move. Everything I had done for the last 10 weeks had...
A Debt Settlement Miracle – Part 1 If you are new to the blog, click HERE to start at the beginning of my story. POST #30? How do we create an airtight counter offer?  An offer they can’t refuse….not because of the threat of a bloody horse head or anything “silly” like that. More like an offer where the...
Trying To Avoid Charge Off If you are new to the blog, click HERE to start at the beginning of my story. POST #28? I was content to let my account charge off at the end of February and go to the Recovery Department until my CRN coach tried to talk me out of it. There was a complication that she wanted to avoid. Very soon, I was going...
Debt Settlement Weapon of Choice – Consumer Recovery Network If you are new to the blog, click HERE to start at the beginning of my story. POST #21 I have shared with you, again and again, that debt settlement is a process. It forced me to do a lot of research, tested my patience and resolve and challenged my brain. But I want to make one thing clear, I am not an...
Debt Settlement Insider Info If you are new to the blog, click HERE to start at the beginning of my story. POST #20 I was flying high from my first settlement.  It was an amazing feeling to say the least. However, I still had my work cut out for me. Even though I had tons of information and momentum, I still had 3 accounts totaling...
First Debt Settlement Deal If you are new to the blog, click HERE to start at the beginning of my story. POST #18 On Friday, November 27, I made my first call to the Recovery Department. Knowing they would offer a better deal, I was quite optimistic. As a conquering hero, I picked up the phone like a sword ready to slay my first debt...
Debt Settlement Mathematics: 2 + 2 = delinquent If you are new to the blog, click HERE to start at the beginning of my story. POST #17 So here I am in the middle of the story.  It’s a waiting game, but not without excitement. The collections calls have accelerated to 3-4 times a day and the letters come 2-3 times a week. ? I have repeated my...
$130,000 of Credit Debt – The Beginning: How could I Let It Happen? POST # 2 When I look back on what happened, the writing was on the wall. If I had been smart enough to have a business manager, this would have never happened. In 2004, things were going great. I was newly married, had no kids, no debt and had just bought my first home. I was composing music for the hit...