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A Debt Settlement Miracle – Part 2 If you are new to the blog, click HERE to start at the beginning of my story. POST #31? Per my conversation with Billy, I called on March 2nd to speak with his manager, Bucky. While on hold to talk with Bucky, I knew this was the final moment. My last move. Everything I had done for the last 10 weeks had...
A Debt Settlement Miracle – Part 1 If you are new to the blog, click HERE to start at the beginning of my story. POST #30? How do we create an airtight counter offer?  An offer they can’t refuse….not because of the threat of a bloody horse head or anything “silly” like that. More like an offer where the...
A VISA Debt Settlement Offer If you are new to the blog, click HERE to start at the beginning of my story. POST #29 This is the day!!!! Famous last words…..well it wasn’t THE day, but it was a BIG step forward. I got on the phone with my contact in Recovery, let’s call him Billy. I had done my dance of the purgatory...
Trying To Avoid Charge Off If you are new to the blog, click HERE to start at the beginning of my story. POST #28? I was content to let my account charge off at the end of February and go to the Recovery Department until my CRN coach tried to talk me out of it. There was a complication that she wanted to avoid. Very soon, I was going...
$130,000 of Credit Debt – The Beginning: How could I Let It Happen? POST # 2 When I look back on what happened, the writing was on the wall. If I had been smart enough to have a business manager, this would have never happened. In 2004, things were going great. I was newly married, had no kids, no debt and had just bought my first home. I was composing music for the hit...