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A Debt Settlement Miracle – Part 1 If you are new to the blog, click HERE to start at the beginning of my story. POST #30? How do we create an airtight counter offer?  An offer they can’t refuse….not because of the threat of a bloody horse head or anything “silly” like that. More like an offer where the...
Debt Settlement Double Whammy If you are new to the blog, click HERE to start at the beginning of my story. POST #26 OK, so maybe I let the cat out of the bag with the title. On December 31, 2009, my account FINALLY made it to the Recovery Department. There were a lot things working in my favor: The people in this department knew...
Debt Settlement Purgatory – Part 2 If you are new to the blog, click HERE to start at the beginning of my story. POST #24 Still in purgatory…… Image by MightyBoyBrian via Flickr I made another pro-active call to the Recovery Department and this time I got a different answer. They said the acct wouldn’t reach their...
Debt Settlement Purgatory – Part 1 If you are new to the blog, click HERE to start at the beginning of my story. POST #23 Image via Wikipedia What is debt settlement purgatory?  It’s kind of like the sideways time line in the final season of “Lost“.  Confusing, frustrating, but does ultimately lead to nirvana....
Debt Settlement Weapon of Choice – Consumer Recovery Network If you are new to the blog, click HERE to start at the beginning of my story. POST #21 I have shared with you, again and again, that debt settlement is a process. It forced me to do a lot of research, tested my patience and resolve and challenged my brain. But I want to make one thing clear, I am not an...
Debt Settlement Insider Info If you are new to the blog, click HERE to start at the beginning of my story. POST #20 I was flying high from my first settlement.  It was an amazing feeling to say the least. However, I still had my work cut out for me. Even though I had tons of information and momentum, I still had 3 accounts totaling...
Credit Card Department Psychosis If you are new to the blog, click HERE to start at the beginning of my story. POST #19 Debt settlement is a very interesting process. On the one hand it is simple: you negotiate a lump sum payment with your bank at a fraction of the amount owed and you both go your separate ways. On the other hand, you are...
Debt Settlement Mathematics: 2 + 2 = delinquent If you are new to the blog, click HERE to start at the beginning of my story. POST #17 So here I am in the middle of the story.  It’s a waiting game, but not without excitement. The collections calls have accelerated to 3-4 times a day and the letters come 2-3 times a week. ? I have repeated my...
Credit Card Withdrawal If you are new to the blog, click HERE to start at the beginning of my story. POST #12 ? At this point I am on the path to becoming debt free. I acknowledged that I needed to make a change. Chose debt settlement. Found the right debt settlement company for my needs. Stopped making payments. Called my bank...
Debt Settlement: a simple truth If you are new to the blog, click HERE to start at the beginning of my story. POST #10 Debt settlement presented many challenges. I had to stay focused on my goal. Trust the process. Stop making payments on my credit cards and lines of credit. Wait….what did I just say? Stop making...